It has been a month since I updated my blog and I’m really
blaming it on the laziness I feel every single day. I felt I have nothing to
update because it is just the start of the year. But then I told myself I
better get into blogging again because this will be my online diary. Nope, I will not be writing everything here.
Only the important events in our lives.
January has been tough. I am juggling a bunch of things
every day. From the hectic schedule at work, doing every day chores in our
house, preparing our baby needs (and my needs), learning how to bake, reading
books and everything else that needs my attention.
I am already in my 35th week of pregnancy and
every day is a challenge. I’ve been experiencing lower back pain, difficulty in
walking because of the extra weight, going to the comfort room more often and
having difficulty in breathing because of heart burn. Sometimes I wake up early
morning because of leg cramps – to which I already learned the basic first aid.
P.S. Leg cramps only happen every time my OB changes my vitamins. So far I
experienced leg cramps only thrice.
I am now controlling my carbohydrates intake so that it will
be easier for me to give birth. As much as possible I am eating less than a cup
of rice each meal. Sometimes I go for 1 cup because the baby inside seems very
hungry. >.<
I have also purchased several modern cloth diapers from a
friend. I am really determined to go full time on cloth nappying because of the
potential savings it can give to us. The initial cost may be plentiful but when
you compute total expenses from doing cloth nappying compared to disposable
diapers, the difference will be more than double. I just hope my husband is
into it also. I’ll try to convince him on
the first few months.
Cloth diapers |
I’ve been doing bad in terms of our finances. Electric bill
and water bill went up, food/misc expenses also went over and beyond our
budget. Thanks to our low leisure and car expenditure we were able to save
1000Php from the original planned expenses. I think I need to tweak things a
little bit here to stay in our budget for each category. Tipid tipid!
Jan-15
|
||||
|
Planned
|
Actual
|
Savings
|
|
household
|
electric bill
|
1000
|
1020
|
-20
|
|
water bill
|
300
|
328
|
-28
|
|
internet
|
1190
|
1190
|
0
|
|
food/misc
|
8000
|
8892.82
|
-892.82
|
|
leisure
|
2000
|
699
|
1301
|
|
car expenditure
|
5000
|
4260.77
|
739.23
|
TOTAL
|
|
17490
|
16390.59
|
1099.41
|
But I am proud to say that we were able to follow our
investment plans for the month of January. I convinced husband to contribute
much more this year to beef up our retirement fund. In return, I am taking care
of the educational fund of our child to be. (I’ve been saving for our child’s
education even before we actually have one. Forward thinking eh!)
I think that’s it for January update. I hope I have more
time to compose more blogs on the coming days.
Till next time.
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