Online Banking and Its Benefits

Online banking is becoming popular to the Filipinos. I personally use it because of the benefits it gives to me.

1. I don't have to fall in line anymore

For me falling in line to deposit is an excruciating process. Most of the times I will be in the line for 15 minutes or more only to transact for 3 minutes or less. It’s quite unfair to my precious time. I don’t have to go through this when I do online banking. Just a few clicks and my money is deposited from my payroll account to my savings account.

2. Automatic transfer

I guess this is how the automatic millionaire did it. He automated his savings so that by the time he wants to use the money it’s gone and invested. As for me, I set an amount from my payroll account and transfer it to another account which I am forbidden to touch.

3. Bills payment made easy

Our electricity bill is being paid through bank transfer. So easy and convenient. No lines, no fuss, no cashier. In just a few clicks our bill is paid. Just make sure you pay your bills on time. Another thing, my insurance premium is also paid through automatic transfer. No more going to the insurance office and lesser hassle from commuting.

4. Bills payment with freebies

Aside from the convenience automatic bill payment brings to us, it can also give us some freebies. Our bank gives us foods and other stuff as rebate.

5. Credit Card payment in a flash

You can also pay your credit cards though online banking. It’s like transferring your money from one account to another only that it is your credit card.

Overall it has made our lives easier. I don't have to go out of the office to pay my utility bills and credit card bills. I can do it during my lunch time. Moreover, I will have more time to relax and have a nice lunch with my officemates and discuss matters that are more important than falling in line.

~Till then

A Tiring yet Awesome Night

Paul and I went to the University of the Philippines to jog. It has been a habit since he arrived from the Texas. We felt the need to indulge to some physical activities since we both gained weight.

We jogged for about an hour. And then we stopped for water break. I asked for a long break because I drank too much water. (I think it is not good to run if your stomach is full of water.) We did not have any water break since we started to run, that’s why. To let time pass we decided to eat some street food. There is a very famous “isawan” inside the campus. (Isaw means barbecued chicken intestine. Isawan means a place to eat barbecued chicken intestine.) We asked for directions and we found ourselves in line with other street food lovers. We didn’t know we had to wait longer for our food. If we only knew we should have ordered a little earlier and went on with our jogging. Nonetheless, we waited for our food.

Smile flooded our faces when our food was served. Food! At long last. We ate with delight and pleasure and finished our servings within 10 minutes I guess.

~Till then.

Attitude Counts!

Often we hear that experience is the best teacher. But what is experience? Others will say, experience is what happens to you. But my mentors say otherwise. They say experience is what you do with what happens to you.

Everybody experiences the down side. The question is – what will you do? Will you just exhaust every energy you have on ranting and complaining? Or are you going to do something to turn things down side up?

I have a friend who is working for a company for 10 years now. He is very good at work and does everything to deliver the goods. But everytime performance appraisal comes he always complains that he doesn’t get what he deserves. To make things worse, he does not save anything. He said there’s too many things to pay and there are too many things to buy. He expects his raise to augment the credit he has. And when it cannot suffice he complains.

How many of your friends are like my friend? Are you like my friend? Can you expect my friend to attain his goals in life if he will continue his attitude? I doubt it.

Here is a simple advise. If you don’t like the thing that happens to you, change it. If you cannot change it, don’t complain.

~Till then.