I got this tip from a friend and I was so amazed because I did not feel robbed when I shop for Christmas presents.
The tip: Save a portion of your monthly income for your Christmas presents.
It may be a hundred, five hundred or a thousand pesos depending on the amount you choose. For as long as you commit to the plan nothing will go wrong on Christmas.
For the past 11 month I was able to save more than enough for the kids and I am so happy I can give away extra cash for charity.
~Till then.
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